Settle Your IRS or California Tax Debt for Less Than You Owe

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We do not treat Offers in Compromise as a one-size-fits-all solution. Our process is deliberate, analytical, and tailored to each client’s financial reality.

Our OIC representation typically includes:

• Comprehensive review of tax transcripts and assessments
• Detailed financial analysis and asset valuation
• Determination of reasonable collection potential (RCP)
• Strategic selection of OIC grounds (collectability or effective administration)
• Preparation and submission of a complete and defensible offer package
• Direct communication and negotiation with the assigned revenue officer or OIC unit
• Responding to requests for additional information and challenges

Our goal is not just to submit an offer—but to submit an offer that stands the best chance of acceptance.

We regularly represent clients in OIC matters involving:

• IRS Offers in Compromise
• FTB Offers in Compromise
• EDD payroll tax liabilities
• CDTFA sales and use tax debts

California agencies apply different standards and procedures than the IRS. Our firm’s experience with both federal and state tax authorities allows us to navigate these differences effectively and coordinate multi-agency resolution strategies when necessary.

An OIC may be appropriate if you:

• Owe significant tax debt you cannot realistically repay
• Have limited assets or declining income
• Are self-employed, retired, or experienced financial hardship
• Face aggressive collection activity such as levies or garnishments
• Want a permanent resolution rather than ongoing installment payments

Not every taxpayer qualifies—and pursuing an OIC when it is not appropriate can make matters worse. We provide honest assessments and will recommend alternative solutions when an OIC is not in your best interest.

Taxing authorities scrutinize OIC applications closely. Many taxpayers attempt to file on their own or rely on generic tax relief companies, only to face denial.

Common reasons offers fail include:

• Overstated expenses or understated income
• Failure to properly value assets
• Ignoring future earning potential
• Incomplete or inconsistent financial disclosures
• Failure to comply with current filing and payment requirements

At McLaughlin Legal, we conduct a thorough pre-submission analysis to determine whether an OIC is viable before moving forward—saving clients time, money, and frustration.

If an OIC is not viable, we can help explore other tax resolution options, including:

• Installment agreements
• Partial pay installment agreements
• Currently not collectible (CNC) status
• Penalty abatement
• Appeals and collection due process hearings

Our focus is always on achieving the most favorable and sustainable outcome for your specific circumstances.

• Exclusive focus on tax law and tax controversy
• Deep experience with IRS and California tax agencies
• Attorney-led strategy—not a volume-based tax relief company
• Detailed financial analysis and negotiation-driven approach
• Personalized representation from start to resolution

We understand what tax authorities look for—and how to present your case effectively.